The study also showed that 23 percent of accidents happened within a mile of home — that’s pretty close — while only 1 percent occurred beyond a 50-mile radius. So the saying is true, or is it?

To be clear, I think Progressive did a fine job with its study. But I find it very odd that no one else has corroborated the findings. From what I gather, no other major insurance company has replicated Progressive’s study. Though 11 years have passed, Progressive officials told me they’ve yet to do a follow-up.