WITH THE large financial institutions now a little healthier or under government ownership, it is past time to come to terms with terms. These outfits paying out large bonuses are not banks so much as they are sales organizations. They exist for one purpose: large paydays.
If they are publicly held, who gets the riches, the sales department or stockholders? As in the case of
We got to where we are by being financially illiterate. This little difficulty has yet to be taken care of. So, the next batch of bogus financial products will have a ready market in the American public. And I have confidence that these products are now being test-marketed in Massachusetts.
Fred Elliott
Milford 
