What to expect if filing a homeowner's claim
No flood insurance?
If you don't have flood insurance, there may be federal disaster assistance available. All of the states impacted by Irene declared disasters, many before the storm hit, which is required for federal help to kick in. That may come in the form of grants or low-cost loans.
Shown: A historic footbridge in Bennington, Vt., is washed away on Sunday.