What to expect if filing a homeowner's claim
File your claim quickly
If your home suffered any damage, start the claims process as soon as possible. Be aware that after you file a claim, in most cases, your insurance company will arrange to send an adjuster out to investigate.
The easiest way to begin is by contacting your agent. Insurers also have toll-free hotlines to accept initial filings, and most will also allow customers to start a claim online. A number of companies offer smartphone apps that can get the process rolling, as well.