The crew from ‘The Newsroom’
It’s probably safe to assume that Will McAvoy (Jeff Daniels) and the rest of the journalists at ACN, the fictional cable news network in HBO’s “The Newsroom,” already get coverage through their employer, which is the case for most Americans.
Nearly 60 percent of Americans younger than 65 have health insurance through work, according to the Employee Benefit Research Institute, an independent think tank.
Some economists, such as Baldwin, believe insurance costs will rise next year for most employers and their workers as insurers cope without lifetime caps and without being able to deny coverage for pre-existing conditions. Plus, she says, as Will and other baby boomers age and medical technology gets pricier, workers may pay even more through higher premiums, employee contributions, copays and deductibles.
Down the road, employers like ACN also may cut coverage to avoid the tax on so-called Cadillac plans, says Wedig. Beginning in 2018, plans that cost more than $10,200 for an individual or $27,500 for a family will draw a 40 percent excise tax on the amount over those limits.
“Whether it’s next year or a few years from now, people with those plans will see a combination of higher costs or decreased benefits,” Wedig says.