Basic health care open enrollment questions
Confused during your health benefits open enrollment? Don't worry, you're not the only one.
Trying the decipher the difference between an HMO and PPO can be daunting, especially if your company changes plans, and you may need to change doctors.
We contacted officials from the Employee Benefit Research Institute, Mercer Health & Benefits, and Towers Watson, who all deal with explaining benefits, and asked for their help in breaking down some commonly asked questions about health benefits. Here are their answers.