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7 insurance tips to deal with Sandy
By The Associated Press
AP /
October 30, 2012
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6. ARE YOU COVERED FOR WATER DAMAGE TO A CAR?
If your car is damaged by flood waters from a hurricane or other disaster, expect to be covered if you've purchased a comprehensive auto insurance policy. About 80 percent of U.S. drivers have comprehensive coverage. If you only have liability coverage, flood damage to a car won’t be covered.
7. WHAT HAPPENS WHEN A TREE FALLS?
Standard homeowners policies cover damage to a house from a fallen tree, and tree damage to garages, sheds, fences and outdoor pools. Comprehensive auto insurance will cover damage to a car. It gets trickier when a tree in your yard falls onto a neighbor’s property. Generally, the neighbor’s homeowners policy will cover those damages. However, you could be liable if your neighbor warned you that the tree was weak before the storm, and you didn’t do anything about it.
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