Christmas is upon us, and I still haven’t bought anything.
I just haven’t mustered the energy to shop. And I’m not alone. A survey conducted between Dec. 3 and 5 by RetailMeNot found that 87 percent of consumers still had holiday shopping to do.
Maybe you haven’t finished your shopping because you don’t know what to buy folks. Perhaps I can help. How about a money-minded gift?
Cash is king, and it’s really supreme when used to help pay someone’s bill. Times are still pretty tough for a lot of people. So rather than give them something they don’t need, help them get out of debt, catch up on an overdue bill or get ahead of one.
Be careful with this gift idea. Full story for BostonGlobe.com subscribers.