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Crystal Knapp uses SmarterBucks to earn cash that goes directly to her student loan payments. She also racks up extra bucks by filling out surveys and writing blog posts about her experience, and so far has earned about $800 in over a year.
“I wasn’t expecting to get rich off of it, but definitely a bit of help helped, and it only takes a little bit of my time,” said the 31-year-old Knapp, who works at a bank as a finance specialist.
The SmarterBucks program is but one of several new efforts by technology firms to use apps, games and other online financial tools to help motivate consumers to improve their finances, save money and pay down debt.