Managing your finances
Financial tools and articles from Bankrate.com on topics ranging from college financing to retirement.


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Chats

Previous chats
- 11/10/09 Savings Q&A
- 11/09/09 Job Doc transcript
- 11/02/09 Job Doc transcript
- 10/30/09 Mass. economy Q&A

Small Business

Create a business plan
For start-ups and ventures without much operating history, a good business plan starts with these things.
- Tips Get that federal contract
- Capitalize on federal funding
- Tips How to find financing
- Buying into a franchise
- Transcript Small biz Q&A

Blogs

Happy Thanksgiving
It appears there’s a survey for everything, as I witnessed today when I came across the American Farm Bureau Federation’s Thanksgiving market basket, a survey...

But for the grace of God…
Due to HVCC and other changes in mortgage lending, the time it takes to get a loan commitment has increased by a week or two,...

Thanks!
With the holiday season upon us, I can’t think of...

Columnists

Steve Syre
Boston Capital
Michelle Singletary
The Color of Money

Spending Smart


Pack right, on a budget
With a little planning, you don't have to look frumpy when traveling on business. Learn to pack right.

Consumer Alert

Independent ATMs are riskier than you think
If you've ever wondered about those ATMs in neighborhood stores and bars that aren't affiliated with a bank, this won't inspire much confidence.

Money makeover


Getting by, working less
Phyllis Werlin - laid off twice from technical support jobs - chose to rethink her relationship with work.
- your turn Need a makeover?
Funeral, burial costs on rise
I've always joked that I wanted my gravestone to read: "Final Sale, No Return." But with funeral prices at about $7,000 or more, the cost of dying is no laughing matter.
Mortgage rates down to new record low
The benchmark 30-year fixed-rate mortgage fell to 5 percent, according to a national survey of large lenders. A basis point is one-hundredth of 1 percentage point.

A debit card seems like the best choice, but think twice
Your new frugal lifestyle is about to be tested by the biggest consumer challenge of the year: holiday shopping.
FINANCIAL NEWS FROM BANKRATE.COM
- Tips for stretching your holiday budget (Bankrate.com, 11/26/2009)
- Tips for stretching your holiday budget (Bankrate.com, 11/26/2009)
- Tips for stretching your holiday budget (Bankrate.com, 11/26/2009)
- Tips for stretching your holiday budget (Bankrate.com, 11/26/2009)
- Layaway makes a comeback (Bankrate.com, 11/26/2009)
- Energy savings: Get the most for your money (Bankrate.com, 11/26/2009)
- Video: Credit union network (Bankrate.com, 11/25/2009)
- Should you go offshore? (Bankrate.com, 11/06/2009)
- Money market funds await new rules (Bankrate.com, 10/26/2009)
- 3 ways to lose a HELOC, keep the house (Bankrate.com, 10/13/2009)

Real Estate

30-year mortgage rates tie record low
Average rates for 30-year fixed mortgages fell this week, matching a record low set last spring and more than a full point below what they were a year ago.

- Commercial properties Find or sell office space


Jobs


Skilled jobs hard to fill
One reason job seekers are not lining up at companies' doors is that, despite a 10.2 percent US jobless rate, many people with college degrees are still working.

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More personal finance news

- Savings Game | Humberto Cruz With some planning, it’s really possible to stick to a holiday shopping budget
- Managing Your Money Warding off those annoying sales tactics
- TELEVISION REVIEW Frontline examines the dark underbelly of the credit card industry
- Late credit card payments fall
- Spending Smart You don’t have to look frumpy when traveling on business
- Consumer Alert Independent ATMs pose more risk than you think
- The Color of Money If you still have money to give to any charity, make sure you give it wisely
- Government abandons Bush-era 401(k) investment rule
- ALL BUSINESS: Economics 101, by way of toy hamster
- The Savings Game More college-bound students express willingness to help pay burgeoning costs

Top 100 places to work in Massachusetts
We surveyed 86,00 people from 269 companies looking for the top workplaces See who made our top 100 list.
- Data See the full list of the top 100 workplaces in Mass.
- Photos They love their jobs | Submit Got cube appeal?









