Create a monthly budget. Include line items for essentials, then add lines for family fun. Check it weekly.
Know your limit. When you budget $70 for entertainment, for example, it removes the mystery .
Be upfront about your frugality. If friends suggest a hot new bistro, tell them you can’t swing it .
Think of money as a tool. Where will it be best spent to make your life better?
Be conscious of what you spend. Make sure your money is improving your life.
Learn to cook. The savings are staggering.
Shop on a full belly or in the morning. You’re less likely to splurge on candy or junk.
Look for deals. Participate in Boston Restaurant Week (which starts today). Find coupons online.
Weigh value over savings. Choose where you shop and what you do with your dollars.
Cut up your credit cards. Use cash or debit cards.
Do all your errands at once. Save money on gas and time.
Don’t let money define you. You are not your salary or your wardrobe