Michael T. Ryan is Vice President of Borrower Services for American Student Assistance, a position he has held since joining ASA in February 2003. Mr. Ryan heads ASA's Borrower Services Division, which is responsible for all aspects of the management and delivery of service to borrowers in ASA's education loan portfolio, including all default prevention and recovery efforts.

In his 20-plus year career in higher education financing, Mr. Ryan has held key management positions at the Massachusetts Educational Financing Authority (MEFA) and Key Education Resources (formerly Knight Tuition Payment Plans). As MEFA's Associate Director for Programs and Operations, Mr. Ryan facilitated MEFA's entry as a Federal Family Education Loan Program (FFELP) provider. He also played an instrumental role in the introduction of the U. Fund, (MEFA's Section 529 College Investing Plan), managed MEFA's U. Plan (Prepaid Tuition Program); and was responsible for the operation of MEFA's loan programs.

While at Knight and Key, Mr. Ryan held progressively responsible management positions, from Account Manager to Senior Vice President. Mr. Ryan is a graduate of Merrimack College.