6 spending triggers to outsmart
The 'ripple effect'
Sometimes one-time splurges that you budget for create a ripple effect of higher spending. For example, someone may buy a little bit more expensive car, but then there are all the unanticipated expenses such as higher insurance premiums. Sethi called these "phantom costs."
Instead of fighting it, he suggests automating your bank account so you know where the money is going and how to deal with your spending.