6 spending triggers to outsmart
Receiving a windfall
It's easy to get carried away with bonus money, lottery winnings, or an inheritance. Farnoosh Torabi, author of "Psych Yourself Rich," said, "That's why we see a lot of lottery winners and professional athletes going broke."
Her advice: "Address your needs first and then your wants," said Torabi. "It's not about accumulation, it's about allocation, whether you're making $8 million or $80,000."