Does birth order affect your finances?
The bad: Prone to secrecy
"Inventing" ways to a pay a bill or to afford an impulse splurge can create the need to cover up -- or ignore -- financial troubles, such as unpaid bills. They believe they can fix the problem themselves.
Temper your traits: Kinney said soul-searching helps resist the temptation to be secretive. "If it's embarrassing to not have enough money, (then) instead of secrecy, work together to create a mutual plan to turn your finances around," he said.