14 tips on saving from a frugal mom

4. Play "restaurant"

Instead of going out, stay in and play "restaurant." Just divide the roles of cook, waiter, and guests.

It's "just a lot of fun because it gives them the same type of experience," McFarlane said. "We don't really eat out that often because I love to cook and it's tough to justify a really nice restaurant when you can spend the time at home with your family enjoying it. "