7 savvy steps to safer mobile banking

Add your bank to your contact list

If you receive mobile banking text messages from your financial institution, take the "short code" (a special telephone number used to send and receive text messages) that identifies the bank and add it to your device's contact list. That way, you won't be fooled if you receive a text from an unknown number that purports to be your bank asking for personal information.

When added to your contact list, the short code should pop up with an identifying name, which makes it easier to identify.