Are you preparing to apply for Social Security retirement benefits but don't want to make the trip to your local Social Security office and wait in line? You are in luck. You can now apply for your Social Security retirement benefits from the comfort of your living room by filing online. All you need to do is visit this website. The people from Social Security say that the entire process should take less than 15 minutes and you don't have to supply any documentation. If your application is incomplete in any way, Social Security will contact you and let you know what information is missing.
To file online, you must be at least 61 years and 9 months old; live in the US, Puerto Rico, the US Virgin Islands or Guam; and not be receiving benefits on your own record at the present time. In addition, your benefit has to begin at some point in the next four months.
According to the Social Security website, the online application also has a "Retirement Estimator" which will give you a personal estimate of what your benefit would be assuming different starting ages.
After you complete your application, Social Security will review it and let you know if you might be able to receive benefits based on another person's record and they will also tell you if other family members might be entitled to benefits once you begin receiving your benefit. Many people are surprised to learn that children can receive benefits if their parent is receiving benefits. To qualify, child must be unmarried and under age 18 (though some children can receive benefits until they are 19 if they are attending high school on a full time basis).
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