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Can you graduate debt-free?

Posted by Angela Nelson, Staff  July 24, 2013 05:16 PM

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As the US Senate works toward finishing legislation that would link interest rates on federal student loans to the financial markets, Rebekah Bell wrote an opinion piece in the Wall Street Journal about how she managed to graduate from college without debt.

Bell writes:

Although attending school without loans is difficult, it is not impossible.

Some of her strategies seem out of reach for most students:

There are creative ways to make money. For me, it meant raising and selling cattle (one of the perks of being raised as a 4-H kid on a farm).

Others are more reasonable:

I attended a college close to home during my freshman year because it offered a scholarship. I also took classes online to save money.

What are your strategies for cutting down on your student debt? Share them here.

This blog is not written or edited by or the Boston Globe.
The author is solely responsible for the content.

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Local finance professionals share insights and advice on issues such as budgeting, managing debt, and retirement planning.

About the contributors

D. Abraham Ringer is a CERTIFIED FINANCIAL PLANNER practitioner and a Financial Adviser with Morgan Stanley Global Wealth Management in Boston. He is registered in MA, NH, NY and several other states to which his articles are directed. For more information please visit
Financial Planning Association™ of Massachusetts has 900 members who specialize in the financial planning process. Many of its members engage in philanthropic pro bono work in their communities, recommend legislation, elevate public awareness, promote financial literacy, and advocate for sound economic and tax policies.
Odysseas Papadimitriou is the founder of, a credit card and gift card marketplace, and, a personal finance site. He has more than 13 years of experience in the personal finance industry, and previously served as senior director at Capital One.

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