10 affordable retirement towns
Cost of living: Less than $1,200 a month
Panama City is the only non-U.S. city on this list, but it ranks pretty high overall due to the benefits the government gives to seniors, including easy-to-obtain residency visas. This city is hot all year round, but has plenty of things to do. If you want to get out of the city for a day, nearby Soberania National Park offers excellent hiking and birding.
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