9 wise ways to use your tax refund
1. Adjust your withholdings
If you consistently receive a large refund, it's a sign that you're withholding too much from your paycheck. The money you get in one lump sum every April could be saved, invested, or used to pay down debt throughout the year, so update your W4 and strive to "break even" with the IRS. Use the IRS Withholding Calculator to help you determine how much to withhold.