The only feature I’d add to the base car is a $2,300 Bowers&Wilkins sound system that was included in the Portfolio trim level I tested. Its sound was worth at least 22 Benjamins.
Like many other luxury models, the XF has not been crash-tested by either the federal government or the Insurance Institute for Highway Safety.
The Jaguar has a basic suite of safety features and airbags but no unique features to separate it from the rest of the class.
If you were making your car-buying decision based on driving chops, value and looks, the XF would be the clear winner in this category. However, Jaguar has always been known as a brand with questionable reliability, and that hasn’t changed much in recent years. Consumer Reports gives the XF, along with the BMW 5 Series, its lowest reliability grade, and J.D. Power’s 2012Vehicle Dependability Study has the XF at the bottom of the segment, along with the Lincoln MKS.
Those are clear warning signs to shoppers that the XF might not be the practical choice—but that doesn’t mean it’s not worth driving to determine if it’s worth the risk.
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