Re: CBO: Obamacare will end medical coverage for 7 million working Americans!
posted at 2/6/2013 11:09 AM EST
In response to Newtster's comment:
In response to WhatDoYouWantNow's comment:
In response to tvoter's comment:
Or unless your employer wants to actually remain in business and keep people employed.
So dramatic, Francis.
It's not a question of staying in business and you know it perfectly well.
Capitalism is the best system, but it's still pretty crappy. In a capitalist system, employers strive to get the most out of employees for the bare minimum. These projections aren't about employers having to drop insurance to "stay in business." They simply want to maximize their profits, and if they can F over their employees for an extra buck without too many leaving, they'll do it.
So yeah..enough with the drama queen act.
I beg to differ. I am sure that is a surprise to you.
Before Obamacare employers provided health care insurance as a benefit and had to to compete with other employers in their industry. Of course there are some industries that did not do that and employees were on their own. But we are talking about companies that are taking away the insurance benefit and telling their employees to go to the Obamacare Exchange at som e point.
So let's say we have a bunch of companies that compete for business and employees. Obamacare comes along with an alternative for health insurance that did not exist before. One or more companies get a cost advantage on the competition by getting their employees to go elsewhere for insurance. What are their competitorrs going to do? They have to do the same or their business will suffer to some degree.
That is what the Obamacare nutballs want to happen. They have said - even Obama has said - that it does not make sense for employers to be the distributor for health insurance.
If it were not for ObamaCare there would not be an opportunity for the employers to "screw" their workers. Besides, if ObamaCare is so good, how is that "screwing" workers anyway??
The real screw job here is ObamaCare and collective medicine.
1. It doesn't make sense for employers to be the ones who provide insurance. That I agree with.
2. You are omitting a crucial factor in your analysis. If employers used to have to compete on what insurance they offer, but Obamacare somehow does away with that because some find it more effetive to send people to insurance exchanges, then those companies will now have to pay a higher salary to keep people.
I just watched this happen when my wife decided to move on to a new job. As between two positions she liked, she went with one that paid a lower salary but significantly higher insurance contributions (and a better insurance plan).
Now, if a prospective employee doesn't run the numbers, or isn't good enough to have employers competing for their services, then they may fall prety to the problem you identify. But, wouldn't you say that isn't government's job to worry about?