Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

  1. You have chosen to ignore posts from ComingLiberalCrackup. Show ComingLiberalCrackup's posts

    Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    Forbes:

    HHS didn’t want users to see Obamacare’s true costs

    “Healthcare.gov was initially going to include an option to browse before registering,” report Christopher Weaver and Louise Radnofsky in the Wall Street Journal. “But that tool was delayed, people familiar with the situation said.” Why was it delayed? “An HHS spokeswoman said the agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay for coverage, before they started seeing the prices of policies.” (Emphasis added.)

     Obamacare’s bevy of mandates, regulations, taxes, and fees drives up the cost of the insurance plans that are offered under the law’s public exchanges. A Manhattan Institute analysis I helped conduct found that, on average, the cheapest plan offered in a given state, under Obamacare, will be 99 percent more expensive for men, and 62 percent more expensive for women, than the cheapest plan offered under the old system. And those disparities are even wider for healthy people.

    That raises an obvious question. If 50 million people are uninsured today, mainly because insurance is too expensive, why is it better to make coverage even costlier?

    Political objectives trumped operational objectives

    The answer is that Obamacare wasn’t designed to help healthy people with average incomes get health insurance. It was designed to force those people to pay more for coverage, in order to subsidize insurance for people with incomes near the poverty line, and those with chronic or costly medical conditions.

    But the laws’ supporters and enforcers don’t want you to know that, because it would violate the President’s incessantly repeated promise that nothing would change for the people that Obamacare doesn’t directly help. If you shop for Obamacare-based coverage without knowing if you qualify for subsidies, you might be discouraged by the law’s steep costs.

    So, by analyzing your income first, if you qualify for heavy subsidies, the website can advertise those subsidies to you instead of just hitting you with Obamacare’s steep premiums. For example, the site could advertise plans that “$0″ or “$30″ instead of explaining that the plan really costs $200, and you’re getting a subsidy of $200 or $170. But you’ll have to be at or near the poverty line to gain subsidies of that size; most people will either not qualify for a subsidy, or qualify for a small one that, net-net, doesn’t make up for the law’s cost hikes.

    This political objective—masking the true underlying cost of Obamacare’s insurance plans—far outweighed the operational objective of making the federal website work properly. Think about it the other way around. If the “Affordable Care Act” truly did make health insurance more affordable, there would be no need to hide these prices from the public.

     
  2. You have chosen to ignore posts from UserName9. Show UserName9's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    What rubbish.  Anyone who seriously cites Avik Roy as a health care authority should be handed a lollipop and ushered briskly away from the adult table.

     

     
  3. You have chosen to ignore posts from andiejen. Show andiejen's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

     

    Five outside technology experts interviewed by Reuters, however, say they believe flaws in system architecture, not traffic alone, contributed to the problems.

    For instance, when a user tries to create an account on HealthCare.gov, which serves insurance exchanges in 36 states, it prompts the computer to load an unusually large amount of files and software, overwhelming the browser, experts said.

    If they are right, then just bringing more servers online, as officials say they are doing, will not fix the site.

    “Adding capacity sounds great until you realize that if you didn’t design it right that won’t help,” said Bill Curtis, chief scientist at CAST, a software quality analysis firm, and director of the Consortium for IT Software Quality. “The architecture of the software may limit how much you can add on to it. I suspect they’ll have to reconfigure a lot of it…”

    One possible cause of the problems is that hitting “apply” on HealthCare.gov causes 92 separate files, plug-ins and other mammoth swarms of data to stream between the user’s computer and the servers powering the government website, said Matthew Hancock, an independent expert in website design. He was able to track the files being requested through a feature in the Firefox browser.

    Of the 92 he found, 56 were JavaScript files, including plug-ins that make it easier for code to work on multiple browsers (such as Microsoft Corp’s Internet Explorer and Google Inc’s Chrome) and let users upload files to HealthCare.gov.

    It is not clear why the upload function was included.

    “They set up the website in such a way that too many requests to the server arrived at the same time,” Hancock said.

    He said because so much traffic was going back and forth between the users’ computers and the server hosting the government website, it was as if the system was attacking itself.

    Hancock described the situation as similar to what happens when hackers conduct a distributed denial of service, or DDOS, attack on a website: they get large numbers of computers to simultaneously request information from the server that runs a website, overwhelming it and causing it to crash or otherwise stumble. “The site basically DDOS’d itself,” he said.

     

    So, gee whiz, traffic and system architechture may be the real reasons the websites have been crashing...not some conspiracy to hide the cost of the plans. Or is that way too logical???

     

     

     
  4. You have chosen to ignore posts from StalkingButler. Show StalkingButler's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    [QUOTE]Anyone who seriously cites Avik Roy as a health care authority should be handed a lollipop and ushered briskly away from the adult table.[/QUOTE]

    Yes, better that we defer to some mid-level government functionaries that have never worked in health care but are charged with 'reforming' it. That should work out well.

     

     
  5. You have chosen to ignore posts from andiejen. Show andiejen's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to StalkingButler's comment:
    [QUOTE]

    [QUOTE]Anyone who seriously cites Avik Roy as a health care authority should be handed a lollipop and ushered briskly away from the adult table.[/QUOTE]

    Yes, better that we defer to some mid-level government functionaries that have never worked in health care but are charged with 'reforming' it. That should work out well.

     

    [/QUOTE]

    SB,

    But, with due respect, this thread is about why the sites are crashing...not about reforming health care.

     
  6. This post has been removed.

     
  7. You have chosen to ignore posts from slomag. Show slomag's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    Wow, health insurance is ridiculously expensive.  I wonder which party tried to do something about this 20 years ago, and which party fought them tooth and nail.

     

     
  8. This post has been removed.

     
  9. You have chosen to ignore posts from tvoter. Show tvoter's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    there will come a time that everyone will know how bad this law really is. The only question is who will be blamed?

     
  10. You have chosen to ignore posts from ComingLiberalCrackup. Show ComingLiberalCrackup's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to tvoter's comment:
    [QUOTE]

    there will come a time that everyone will know how bad this law really is. The only question is who will be blamed?

    [/QUOTE]

     Republicans, even though none of them voted for it.

     

     
  11. You have chosen to ignore posts from ComingLiberalCrackup. Show ComingLiberalCrackup's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to slomag's comment:
    [QUOTE]

    Wow, health insurance is ridiculously expensive.  I wonder which party tried to do something about this 20 years ago, and which party fought them tooth and nail.

     [/QUOTE]

    If Government took over health care 20 years ago, we would be in a pretty horrid condition by now, with people needing life saving surgeries waiting in lines, like in Europe. 

    New scientific break-thrus in medical technology would be non-existent, with no incentive by creative people  to take risks and create new technology, with the State being in charge.... 

    At least we all would be equal, waiting in endless lines for crappy medical service from low paid Government drones with no incentive to do a good job...akin to what he get at the post office...except for theose with insider connections to Government...and the very rich.

    The truth is: Government isnt the solution, it is the problem.

     
  12. You have chosen to ignore posts from StalkingButler. Show StalkingButler's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    [QUOTE]To be fair, the wingnuts did develop the foundation of ideas for ACA and even put those theories into practice.[/QUOTE]

    To be fair, if you can't figure out the difference between a progressive and a conservative Republican there's really not much point in paying attention to you.

    Elbow <> Hole in the ground.

     
  13. You have chosen to ignore posts from portfolio1. Show portfolio1's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to ComingLiberalCrackup's comment:
    [QUOTE]

    In response to slomag's comment:
    [QUOTE]

    Wow, health insurance is ridiculously expensive.  I wonder which party tried to do something about this 20 years ago, and which party fought them tooth and nail.

     [/QUOTE]

    If Government took over health care 20 years ago, we would be in a pretty horrid condition by now, with people needing life saving surgeries waiting in lines, like in Europe. 

    New scientific break-thrus in medical technology would be non-existent, with no incentive by creative people  to take risks and create new technology, with the State being in charge.... 

    At least we all would be equal, waiting in endless lines for crappy medical service from low paid Government drones with no incentive to do a good job...akin to what he get at the post office...except for theose with insider connections to Government...and the very rich.

    The truth is: Government isnt the solution, it is the problem.

    [/QUOTE]

    SO here are to FACTS that illustrate how much of a fool you and your knee jerk friends are...

    1. THe US pre RomneyCare (give him credit now because you will want to in 10 years) spends A LOT more for LESS health care and WORSE health care results than almost all the developed world. Medicare itself is hugely better at cost and health outcomes than the pre RomneyCare health insurance sysytem here.

    2. The claim (regurgitated like little birds who have listened to there drug addict mother EL Rusbau) that the administration does not want people to know the cost of their health insurance and so do NOT want the online system to work is about as STUPID and assinine a claim as could be made. Besides the fact that it has been factually verified that exchanges with 10 or more choices are performing price wise just as predicted in controling costs - THROUGH FREE MARKET CHOICES which you fools seem to not like otherwise you would LOVE RomneyCare -  if you do not have people knowing what the cost is then they have not signed up and therefore the system is not going to work. Period. So the administration has to allow for and want people to KNOW what their costs will be.

    But again, I am sure you all do not want to have free markets otehrwise you would LOVE exchanges. Hating free markets is the ONLY explanation as to why so many right wing run states are not implementing these exchanges! Too bad for you. As you fall into poverty the rest of the country will prosper. It is just that we dont like takers like you all... taking mroe than you put into thiss country.

     

     
  14. You have chosen to ignore posts from MattyScornD. Show MattyScornD's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to ComingLiberalCrackup's comment:
    [QUOTE]

     

    If Government took over health care 20 years ago, we would be in a pretty horrid condition by now, with people needing life saving surgeries waiting in lines, like in Europe. 

    New scientific break-thrus in medical technology would be non-existent, with no incentive by creative people  to take risks and create new technology, with the State being in charge.... 

    [/QUOTE]


    That is categorically false.  And wishful thinking on your part.

     

     

     
  15. This post has been removed.

     
  16. You have chosen to ignore posts from StalkingButler. Show StalkingButler's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    This might help explain why this turned into such a cluster.

    http://bit.ly/19LWosl

    Federal officials considered only one firm to design the Obamacare health insurance exchange website that has performed abysmally since its Oct. 1 debut.

    Rather than open the contracting process to a competitive public solicitation with multiple bidders, officials in the Department of Health and Human Services' Centers for Medicare and Medicaid accepted a sole bidder, CGI Federal, the U.S. subsidiary of a Canadian company with an uneven record of IT pricing and contract performance.

     
  17. You have chosen to ignore posts from andiejen. Show andiejen's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to bigdog2's comment:
    [QUOTE]

    In response to andiejen's comment:
    [QUOTE]

     

    Five outside technology experts interviewed by Reuters, however, say they believe flaws in system architecture, not traffic alone, contributed to the problems.

    For instance, when a user tries to create an account on HealthCare.gov, which serves insurance exchanges in 36 states, it prompts the computer to load an unusually large amount of files and software, overwhelming the browser, experts said.

    If they are right, then just bringing more servers online, as officials say they are doing, will not fix the site.

    “Adding capacity sounds great until you realize that if you didn’t design it right that won’t help,” said Bill Curtis, chief scientist at CAST, a software quality analysis firm, and director of the Consortium for IT Software Quality. “The architecture of the software may limit how much you can add on to it. I suspect they’ll have to reconfigure a lot of it…”

    One possible cause of the problems is that hitting “apply” on HealthCare.gov causes 92 separate files, plug-ins and other mammoth swarms of data to stream between the user’s computer and the servers powering the government website, said Matthew Hancock, an independent expert in website design. He was able to track the files being requested through a feature in the Firefox browser.

    Of the 92 he found, 56 were JavaScript files, including plug-ins that make it easier for code to work on multiple browsers (such as Microsoft Corp’s Internet Explorer and Google Inc’s Chrome) and let users upload files to HealthCare.gov.

    It is not clear why the upload function was included.

    “They set up the website in such a way that too many requests to the server arrived at the same time,” Hancock said.

    He said because so much traffic was going back and forth between the users’ computers and the server hosting the government website, it was as if the system was attacking itself.

    Hancock described the situation as similar to what happens when hackers conduct a distributed denial of service, or DDOS, attack on a website: they get large numbers of computers to simultaneously request information from the server that runs a website, overwhelming it and causing it to crash or otherwise stumble. “The site basically DDOS’d itself,” he said.

     

    So, gee whiz, traffic and system architechture may be the real reasons the websites have been crashing...not some conspiracy to hide the cost of the plans. Or is that way too logical???

     

     

    [/QUOTE]


    There`s NO TRAFFIC!!!  What don`t you get?  50,000 people have signed up.  there should be millions by now.  It`s a complete failure.  There are states where NOBODY has even visited the site.

    Traffic?.................LOL!

    [/QUOTE]

    bd,

    Traffic is different fron signed enrolles. Very different.

    And your post ignored the problems with the system architecture. Did you read thru that? I am not an IT expert but I understood a great deal of it. The rest of it was explained to me. These are serious problems which are not easily fixed.

    So even if traffic were not an issue, the system architecture is a major major issue with no easy fixes in sight.

     
  18. You have chosen to ignore posts from andiejen. Show andiejen's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to StalkingButler's comment:
    [QUOTE]

    This might help explain why this turned into such a cluster.

    http://bit.ly/19LWosl

    Federal officials considered only one firm to design the Obamacare health insurance exchange website that has performed abysmally since its Oct. 1 debut.

    Rather than open the contracting process to a competitive public solicitation with multiple bidders, officials in the Department of Health and Human Services' Centers for Medicare and Medicaid accepted a sole bidder, CGI Federal, the U.S. subsidiary of a Canadian company with an uneven record of IT pricing and contract performance.

    [/QUOTE]

    SB,

    Now that is a real problem. 

    I do not understand why this was not opened to a competitive bidding process.

    I certainly do not understand why we chose a Canadian company rather then an U.S. company.

    And I really do not understand why we chose a company with the record this company has.

     
  19. You have chosen to ignore posts from thehub. Show thehub's posts

    Re: Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are

    In response to andiejen's comment:
    [QUOTE]

    In response to StalkingButler's comment:
    [QUOTE]

    [QUOTE]Anyone who seriously cites Avik Roy as a health care authority should be handed a lollipop and ushered briskly away from the adult table.[/QUOTE]

    Yes, better that we defer to some mid-level government functionaries that have never worked in health care but are charged with 'reforming' it. That should work out well.

     

    [/QUOTE]

    SB,

    But, with due respect, this thread is about why the sites are crashing...not about reforming health care.

    [/QUOTE]

    Agreed. Stay on topic. The fact remains that HHS had three years to build the site and failed. The company in Fairfax VA (10 miles from me) built a very poorly coded site it appears. I know very little about building sites so I will defer to those that know. This is President Obama's baby and he must be ripping mad about the poor start. 

     
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