Re: So, it is not only the web site, but people are paying more
posted at 10/13/2013 4:59 PM EDT
In response to slomag's comment:
In response to thehub's comment:
You can believe what you read and I will believe what I see everyday.
I appreciate your professional insight, but I've seen too much evidence to the contrary to believe the system was working this way for most Americans.
Let me ask you this - have you seen some plans whose premiums rise much faster than others? If so, can you jump off that plan and on to another while the aids and cancer victims must pay whatever they are told?
Have you seen the conditions of plans change unexpectedly from one year to the next?
Have you seen both the sick and healthy dropped for non-payment? Does coverage cease immediately for each, or does the sick person get dropped immediately while the healthy person is mailed a couple of payment reminders?
What percent of your company's resources was dedicated to fighting claims?
Have you ever seen a once healthy person exceed his/her lifetime max?
For anything you answered 'no' to do you think the answer would be the same for each of your competitors?
Question 1 - no. They are rise the same. Now, moving plans once you get an illness is an issue ans should be fixed.
Question 2 - yes. The plan changes for all though. Now, next year we are all going to be in shock with how much the plans change. There really is no "keep it if you like" option past 1/1/15.
Question 3 - this is hype by the news. I have been able to reinsate many very sick clients for lack of payment on thier end. Remenber the employee on the other end of the call are people as well. There is no game plan to kick off sick people. I have never sen this.
question 4 - we have a small staff that fixes claim issues for our clients. Many times its billing code issue by the provider. We have had insurance carriers pay claims the contract said they did not have too but wanted to provide the right customer service so they did.
Question 5 - yes I have. I just helped him with a small group plan and was able to get his great rates as well. I like no life time max. It does not cost us much and will help out those very few that need it.