Young People Should Say No to Obamacare

  1. You have chosen to ignore posts from ComingLiberalCrackup. Show ComingLiberalCrackup's posts

    Young People Should Say No to Obamacare

    NR:

    "Starting in 2014, Obamacare will attempt to get almost every American to obtain health insurance. The system desperately needs healthy young people, millions of whom don’t have health insurance, to sign up because their money is needed to subsidize treatment for older, sicker Americans. But will they?

    Young people will be asked to buy policies that don’t reflect the low risk they have of getting sick. Obamacare allows health insurers to vary premiums based on age, but they can charge older customers only up to three times as much as healthy young customers, while most insurers have as much as a five- or six-to-one ratio. This means lower prices for older (and wealthier) folks, but high prices for the young. “They’ll have sticker shock,” House budget chairman Paul Ryan told me.

    Indeed, the law will require four out of five young Americans to pay more than they otherwise would for health coverage — yet another form of generational theft from young to old that ought to sour young people on government “help.”

    If young people boycott Obamacare, the law of adverse selection kicks in. Too few young people in an insurance pool means fewer healthy people to subsidize the sicker people. Costs and premiums will rise more than expected, which will lead to fewer young people signing up and costs going up even more. In insurance jargon, it’s called a death spiral.

    Grace-Marie Turner, head of the free-market Galen Institute, has looked at a typical young person’s decision tree on Obamacare. If someone is 27 years old, single, and making $34,000 a year, he will have to fork over more than $300 a month for a basic health-care package — that’s 50 percent more than he is likely paying now. Obamacare would send him a check for $20 a month through its subsidy program, but he or she will still wind up paying some $1,000 a year of after-tax income for basic health insurance. That’s a lot for someone with a decent job who is trying to save money for a house or to start a family.

    No wonder Health and Human Services secretary Kathleen Sebelius got caught visiting with companies she regulates to try to shake them down for contributions to promote signing up for Obamacare (what the federal government calls “educational” efforts). The legally dubious slush-fund strong-arming is a sign of desperation. With young people’s support for Obamacare at or below 40 percent in many polls, the likelihood of the exchanges’ experiencing “market failure” is high. If that happens, the whole rotten edifice of Obamacare will be exposed.

     
  2. You have chosen to ignore posts from UserName99. Show UserName99's posts

    Re: Young People Should Say No to Obamacare


    Boycott health insurance.  Thats great advice....especially for young women in their child-bearing years.

    Remember when republicans believed in taking responsibility for your actions?

     

     
  3. You have chosen to ignore posts from macnh1. Show macnh1's posts

    Re: Young People Should Say No to Obamacare

    why would they??  they can stay on their parents healthcare until 26??  no pressure to get a job with benefits....they can stay at the mall and beach as lifeguards way longer now...more genius from the people who prefer handouts over people WORKING!!!!!!!!

     
  4. You have chosen to ignore posts from UserName99. Show UserName99's posts

    Re: Young People Should Say No to Obamacare

    In response to macnh1's comment:

    why would they??  they can stay on their parents healthcare until 26??  no pressure to get a job with benefits....they can stay at the mall and beach as lifeguards way longer now...more genius from the people who prefer handouts over people WORKING!!!!!!!!




    This is about people older than 26.  I know that because I read the article.

     
  5. You have chosen to ignore posts from ComingLiberalCrackup. Show ComingLiberalCrackup's posts

    Re: Young People Should Say No to Obamacare

    Remember when Democrats actually were aware of individual accountability and responsibility?

    Now they are the Party of Government. Period.

    Since ZERO Republicans voted for this atrocity, Democrats totally own the failure known as ObamaCare, but the libs will of course deflect blame, as they always do.

     
  6. This post has been removed.

     
  7. You have chosen to ignore posts from Hansoribrother. Show Hansoribrother's posts

    Re: Young People Should Say No to Obamacare

    In response to UserName99's comment:


    Boycott health insurance.  Thats great advice....especially for young women in their child-bearing years.

    Remember when republicans believed in taking responsibility for your actions?

     



    Just becaue they do not buy insurance doesn't mean they are not taking responsibility. They can pay cash for health care when they get sick.

    SInce when did leftists like you become concerned about someone taking responsibility for thier actionss?? Don't most of the programs you support pay benefits to irresponsible people? Are  you for closing off emergency rooms for anything but real emergencies? I didn't think so.

     
  8. You have chosen to ignore posts from ComingLiberalCrackup. Show ComingLiberalCrackup's posts

    Re: Young People Should Say No to Obamacare

    "Sure, why should these young people pay for insurance when the wingnuts want to ensure that they can get a free ride on the rest of the responsible population who do have insurance."

    To government bootlickers like Concerned Citizen , everyone not worshipping the almighty Nanny State is getting a "free ride".

    If young people decide not to purchase insurance, they pay a fine. So be it. 

    Of course, since the Nanny State has mandated precisely that health insurance must pay for "pre-existing conditions" , young people can sign on for insurance after they get sick. Now that really encourages 'responsibility" , doesnt it?

     
  9. You have chosen to ignore posts from Hansoribrother. Show Hansoribrother's posts

    Re: Young People Should Say No to Obamacare

    In response to A_Concerned_Citizen's comment:

     


    Sure, why should these young people pay for insurance when the wingnuts want to ensure that they can get a free ride on the rest of the responsible population who do have insurance.

     

    My how far the wingnuts have fallen... err flip/flopped... on the issue of 'personal responsibility'. That used to be one of the key tenets of their own healthcare idea.

    As usual, the wingnuts will sell their souls in the name of politics.



    You are as cotton-headed as Username99.

    Wake us up when you really care about personal responsibility.

     
  10. This post has been removed.

     
  11. You have chosen to ignore posts from Hansoribrother. Show Hansoribrother's posts

    Re: Young People Should Say No to Obamacare

    They should say No to Medicare too.

    Such a deal!!  You pay 4% of your wages every year from 20 to retirement. You cannot get any benefits in return for those payments. So in the meantime you have to buy health care insurance from the heavily regulated, maniuplated and anti-trust law exempted private sector insurance companies.

    40 years of payments - no benefits. Then when you actually start getting benefits, to get real coverage you still have to pay a monthly premium AND have to buy a supplemntal plan too. And if you are still smarter you are buying long term care insurance too.

    Such a deal. Only a librul would think that is a great idea.

    Medicare - huh  - what is it good for?

    Absolutely nuthin'

    Say it again!

     

     
  12. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: Young People Should Say No to Obamacare

    In response to Hansoribrother's comment:

    In response to UserName99's comment:

    [QUOTE]

     


    Boycott health insurance.  Thats great advice....especially for young women in their child-bearing years.

    Remember when republicans believed in taking responsibility for your actions?

     

     



    Just becaue they do not buy insurance doesn't mean they are not taking responsibility. They can pay cash for health care when they get sick.

     

    SInce when did leftists like you become concerned about someone taking responsibility for thier actionss?? Don't most of the programs you support pay benefits to irresponsible people? Are  you for closing off emergency rooms for anything but real emergencies? I didn't think so.

    [/QUOTE]

    Don't most of the programs you support pay benefits to irresponsible people? 

     

    Hey...it's not little Johnny's fault he quit high school and as a result has no marketable skills. It's societies fault he can't get a job. WE failed him. It's OUR fault he quit school therefore we should help him by paying him to sit home playing Play Station all day. 

     

     
  13. You have chosen to ignore posts from UserName99. Show UserName99's posts

    Re: Young People Should Say No to Obamacare

    In response to Hansoribrother's comment:

    They should say No to Medicare too.

    Such a deal!!  You pay 4% of your wages every year from 20 to retirement. You cannot get any benefits in return for those payments. So in the meantime you have to buy health care insurance from the heavily regulated, maniuplated and anti-trust law exempted private sector insurance companies.

    40 years of payments - no benefits. Then when you actually start getting benefits, to get real coverage you still have to pay a monthly premium AND have to buy a supplemntal plan too. And if you are still smarter you are buying long term care insurance too.

    Such a deal. Only a librul would think that is a great idea.

    Medicare - huh  - what is it good for?

    Absolutely nuthin'

    Say it again!

     




    The basic change that Medicare brought, in addition to providing care for people over 65, was that the elderly and their families no longer had to sell their houses to pay the bills that come with decline and death. That's important.

     

    4% of my wages vs losing everything?  I'll take the former.

     
  14. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: Young People Should Say No to Obamacare

    In response to UserName99's comment:

    In response to Hansoribrother's comment:

    [QUOTE]

     

    They should say No to Medicare too.

    Such a deal!!  You pay 4% of your wages every year from 20 to retirement. You cannot get any benefits in return for those payments. So in the meantime you have to buy health care insurance from the heavily regulated, maniuplated and anti-trust law exempted private sector insurance companies.

    40 years of payments - no benefits. Then when you actually start getting benefits, to get real coverage you still have to pay a monthly premium AND have to buy a supplemntal plan too. And if you are still smarter you are buying long term care insurance too.

    Such a deal. Only a librul would think that is a great idea.

    Medicare - huh  - what is it good for?

    Absolutely nuthin'

    Say it again!

     

     




    The basic change that Medicare brought, in addition to providing care for people over 65, was that the elderly and their families no longer had to sell their houses to pay the bills that come with decline and death. That's important.

     

     

    4% of my wages vs losing everything?  I'll take the former.

    [/QUOTE]

    Funny, but I don't recall hearing about a trend of homes being sold to pay for medical bills prior to Medicare being implemented. Be interested in seeing a link to facts and figures that backs that up. Thanks!

     
  15. You have chosen to ignore posts from Hansoribrother. Show Hansoribrother's posts

    Re: Young People Should Say No to Obamacare

    In response to UserName99's comment:

    In response to Hansoribrother's comment:

    [QUOTE]

     

    They should say No to Medicare too.

    Such a deal!!  You pay 4% of your wages every year from 20 to retirement. You cannot get any benefits in return for those payments. So in the meantime you have to buy health care insurance from the heavily regulated, maniuplated and anti-trust law exempted private sector insurance companies.

    40 years of payments - no benefits. Then when you actually start getting benefits, to get real coverage you still have to pay a monthly premium AND have to buy a supplemntal plan too. And if you are still smarter you are buying long term care insurance too.

    Such a deal. Only a librul would think that is a great idea.

    Medicare - huh  - what is it good for?

    Absolutely nuthin'

    Say it again!

     

     




    The basic change that Medicare brought, in addition to providing care for people over 65, was that the elderly and their families no longer had to sell their houses to pay the bills that come with decline and death. That's important.

     

     

    4% of my wages vs losing everything?  I'll take the former.

    [/QUOTE]

    Why don't you be responsible and keep the 4%, take care of it properly and then use that to supplement your elderly care needs. 4% over 40 years is a lot of money. To have to forfeit that and still pay a premium and supplemental health plans?

    And do you think the elderly still don't have to sell their homes? I guess only if they do not create some kind of trust whcih gets around their responsibility.

    The basic problem is not how to pay for health care. The problem is that the services are far too expensive, well beyond any reasonable justification. 

     

     

     

     
  16. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: Young People Should Say No to Obamacare

    In response to Hansoribrother's comment:

    In response to UserName99's comment:

    [QUOTE]

     

    In response to Hansoribrother's comment:

     

    [QUOTE]

     

     

    They should say No to Medicare too.

    Such a deal!!  You pay 4% of your wages every year from 20 to retirement. You cannot get any benefits in return for those payments. So in the meantime you have to buy health care insurance from the heavily regulated, maniuplated and anti-trust law exempted private sector insurance companies.

    40 years of payments - no benefits. Then when you actually start getting benefits, to get real coverage you still have to pay a monthly premium AND have to buy a supplemntal plan too. And if you are still smarter you are buying long term care insurance too.

    Such a deal. Only a librul would think that is a great idea.

    Medicare - huh  - what is it good for?

    Absolutely nuthin'

    Say it again!

     

     

     




    The basic change that Medicare brought, in addition to providing care for people over 65, was that the elderly and their families no longer had to sell their houses to pay the bills that come with decline and death. That's important.

     

     

     

    4% of my wages vs losing everything?  I'll take the former.

     

    [/QUOTE]

    Why don't you be responsible and keep the 4%, take care of it properly and then use that to supplement your elderly care needs. 4% over 40 years is a lot of money. To have to forfeit that and still pay a premium and supplemental health plans?

     

    And do you think the elderly still don't have to sell their homes? I guess only if they do not create some kind of trust whcih gets around their responsibility.

    The basic problem is not how to pay for health care. The problem is that the services are far too expensive, well beyond any reasonable justification. 

     

     

     

    [/QUOTE]

    The problem is that the services are far too expensive, well beyond any reasonable justification

     

    So what do you think the charge should be for an x-ray of the elbow?

    MRI?

    CT scan?

    Hernia surgery?

    And what do you base your method of charges on?

     

     
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  18. You have chosen to ignore posts from MattyScornD. Show MattyScornD's posts

    Re: Young People Should Say No to Obamacare

    The philosophy that says young workers should only get care when they need it is exactly how both medical costs and the resulting insurance premiums got so high to begin with.

    By enrolling them earlier, they will have fewer long-term crippling and terminal ailments when they're older, and any genetic maladies can be spotted earlier.  For women in particular - who often need as much as twice the health services men do - this care is invaluable and pays for itself in time.

    That's how the cost curve bends downward.  The end result is a net savings for both the insured and the insurer.  So, govt will have to subsidize less and less as they become eligible for medicare.

    These are a few of the reasons why other countries manage to spend much less on health care that is either equal to or better than our own....to both their benefit and our embarrassment.

     

     

     
  19. You have chosen to ignore posts from bald-predictions. Show bald-predictions's posts

    Re: Young People Should Say No to Obamacare

    As Baucus said, it's a train wreck.  More people will be priced out of insurance under obamacare, doctors will be retiring,  care will be rationed, and those who have to buy insurance will pay a lot more for it because of this debacle.  http://thehill.com/blogs/healt...under-obamacare

    Even if they got coverage, it doesn't guarantee access.  Doesn't do them a bit of good to have insurance if they cant get the care..

    This thing needs to be repealed and buried.  It's a liberals' typical clusterf*ck.  Thinking they can fix anything by getting the govt to take it  over.   But they promised costs would go down blah2  

     
  20. You have chosen to ignore posts from slomag. Show slomag's posts

    Re: Young People Should Say No to Obamacare

    In response to FortySixAndTwo's comment:

    In response to Hansoribrother's comment:

    [QUOTE]

     

    In response to UserName99's comment:

     

    [QUOTE]

     

     


    Boycott health insurance.  Thats great advice....especially for young women in their child-bearing years.

    Remember when republicans believed in taking responsibility for your actions?

     

     

     



    Just becaue they do not buy insurance doesn't mean they are not taking responsibility. They can pay cash for health care when they get sick.

     

     

    SInce when did leftists like you become concerned about someone taking responsibility for thier actionss?? Don't most of the programs you support pay benefits to irresponsible people? Are  you for closing off emergency rooms for anything but real emergencies? I didn't think so.

     

    [/QUOTE]

    Don't most of the programs you support pay benefits to irresponsible people? 

     

     

    Hey...it's not little Johnny's fault he quit high school and as a result has no marketable skills. It's societies fault he can't get a job. WE failed him. It's OUR fault he quit school therefore we should help him by paying him to sit home playing Play Station all day. 

     

    [/QUOTE]

    There's some truth to that - we rode one bubble to the next for 30 years, and now little Johnny is entering an anemic work force, when ten years ago he could have been making six figures for sh1tting in his hat.  If you made and still have any money at all due to the real estate boom that destroyed our economy, you might want to loosen the purse strings for the next generation.  But you probably won't if your a conservative, because when money falls into your lap it's because you earned it, whereas when you have to work for a dollar it's because Obama's a socialist.

    More on point for this thread, the $300/month for a 27-year-old making $34K is a lie - it would be less than $200 for the minimal private insurance through a state exchange.  And what exactly was the pre-Obamacare alternative?  Ditch insurance and if you get sick or injured seek medical care and then flee the country?  If you need an operation, go to Costa Rica and pay cash so it won't show up as a pre-existing condition when you can afford insurance?  How about from now on before anybody who wants to be taken seriously complains about Obamacare, he/she has to explain how things were better before?

     

     
  21. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: Young People Should Say No to Obamacare

    In response to slomag's comment:

    In response to FortySixAndTwo's comment:

    [QUOTE]

     

    In response to Hansoribrother's comment:

     

    [QUOTE]

     

     

    In response to UserName99's comment:

     

     

    [QUOTE]

     

     

     


    Boycott health insurance.  Thats great advice....especially for young women in their child-bearing years.

    Remember when republicans believed in taking responsibility for your actions?

     

     

     

     



    Just becaue they do not buy insurance doesn't mean they are not taking responsibility. They can pay cash for health care when they get sick.

     

     

     

    SInce when did leftists like you become concerned about someone taking responsibility for thier actionss?? Don't most of the programs you support pay benefits to irresponsible people? Are  you for closing off emergency rooms for anything but real emergencies? I didn't think so.

     

     

    [/QUOTE]

    Don't most of the programs you support pay benefits to irresponsible people? 

     

     

     

    Hey...it's not little Johnny's fault he quit high school and as a result has no marketable skills. It's societies fault he can't get a job. WE failed him. It's OUR fault he quit school therefore we should help him by paying him to sit home playing Play Station all day. 

     

     

    [/QUOTE]

    There's some truth to that - we rode one bubble to the next for 30 years, and now little Johnny is entering an anemic work force, when ten years ago he could have been making six figures for sh1tting in his hat.  If you made and still have any money at all due to the real estate boom that destroyed our economy, you might want to loosen the purse strings for the next generation.  But you probably won't if your a conservative, because when money falls into your lap it's because you earned it, whereas when you have to work for a dollar it's because Obama's a socialist.

     

    More on point for this thread, the $300/month for a 27-year-old making $34K is a lie - it would be less than $200 for the minimal private insurance through a state exchange.  And what exactly was the pre-Obamacare alternative?  Ditch insurance and if you get sick or injured seek medical care and then flee the country?  If you need an operation, go to Costa Rica and pay cash so it won't show up as a pre-existing condition when you can afford insurance?  How about from now on before anybody who wants to be taken seriously complains about Obamacare, he/she has to explain how things were better before?

     

    [/QUOTE]

    If you're going to throw up all over the place the least you can do is clean yourself up. My god man...get it together. You're dismissed..

     
  22. You have chosen to ignore posts from slomag. Show slomag's posts

    Re: Young People Should Say No to Obamacare

    In response to FortySixAndTwo's comment:

    In response to slomag's comment:

    [QUOTE]

     

    In response to FortySixAndTwo's comment:

     

    [QUOTE]

     

     

    In response to Hansoribrother's comment:

     

     

    [QUOTE]

     

     

     

    In response to UserName99's comment:

     

     

     

    [QUOTE]

     

     

     

     


    Boycott health insurance.  Thats great advice....especially for young women in their child-bearing years.

    Remember when republicans believed in taking responsibility for your actions?

     

     

     

     

     



    Just becaue they do not buy insurance doesn't mean they are not taking responsibility. They can pay cash for health care when they get sick.

     

     

     

     

    SInce when did leftists like you become concerned about someone taking responsibility for thier actionss?? Don't most of the programs you support pay benefits to irresponsible people? Are  you for closing off emergency rooms for anything but real emergencies? I didn't think so.

     

     

     

    [/QUOTE]

    Don't most of the programs you support pay benefits to irresponsible people? 

     

     

     

     

    Hey...it's not little Johnny's fault he quit high school and as a result has no marketable skills. It's societies fault he can't get a job. WE failed him. It's OUR fault he quit school therefore we should help him by paying him to sit home playing Play Station all day. 

     

     

     

    [/QUOTE]

    There's some truth to that - we rode one bubble to the next for 30 years, and now little Johnny is entering an anemic work force, when ten years ago he could have been making six figures for sh1tting in his hat.  If you made and still have any money at all due to the real estate boom that destroyed our economy, you might want to loosen the purse strings for the next generation.  But you probably won't if your a conservative, because when money falls into your lap it's because you earned it, whereas when you have to work for a dollar it's because Obama's a socialist.

     

     

    More on point for this thread, the $300/month for a 27-year-old making $34K is a lie - it would be less than $200 for the minimal private insurance through a state exchange.  And what exactly was the pre-Obamacare alternative?  Ditch insurance and if you get sick or injured seek medical care and then flee the country?  If you need an operation, go to Costa Rica and pay cash so it won't show up as a pre-existing condition when you can afford insurance?  How about from now on before anybody who wants to be taken seriously complains about Obamacare, he/she has to explain how things were better before?

     

     

    [/QUOTE]

    If you're going to throw up all over the place the least you can do is clean yourself up. My god man...get it together. You're dismissed..

     

    [/QUOTE]

    I accept your apology.

     
  23. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: Young People Should Say No to Obamacare

    In response to slomag's comment:

    In response to FortySixAndTwo's comment:

    [QUOTE]

     

    In response to slomag's comment:

     

    [QUOTE]

     

     

    In response to FortySixAndTwo's comment:

     

     

    [QUOTE]

     

     

     

    In response to Hansoribrother's comment:

     

     

     

    [QUOTE]

     

     

     

     

    In response to UserName99's comment:

     

     

     

     

    [QUOTE]

     

     

     

     

     


    Boycott health insurance.  Thats great advice....especially for young women in their child-bearing years.

    Remember when republicans believed in taking responsibility for your actions?

     

     

     

     

     

     



    Just becaue they do not buy insurance doesn't mean they are not taking responsibility. They can pay cash for health care when they get sick.

     

     

     

     

     

    SInce when did leftists like you become concerned about someone taking responsibility for thier actionss?? Don't most of the programs you support pay benefits to irresponsible people? Are  you for closing off emergency rooms for anything but real emergencies? I didn't think so.

     

     

     

     

    [/QUOTE]

    Don't most of the programs you support pay benefits to irresponsible people? 

     

     

     

     

     

    Hey...it's not little Johnny's fault he quit high school and as a result has no marketable skills. It's societies fault he can't get a job. WE failed him. It's OUR fault he quit school therefore we should help him by paying him to sit home playing Play Station all day. 

     

     

     

     

    [/QUOTE]

    There's some truth to that - we rode one bubble to the next for 30 years, and now little Johnny is entering an anemic work force, when ten years ago he could have been making six figures for sh1tting in his hat.  If you made and still have any money at all due to the real estate boom that destroyed our economy, you might want to loosen the purse strings for the next generation.  But you probably won't if your a conservative, because when money falls into your lap it's because you earned it, whereas when you have to work for a dollar it's because Obama's a socialist.

     

     

     

    More on point for this thread, the $300/month for a 27-year-old making $34K is a lie - it would be less than $200 for the minimal private insurance through a state exchange.  And what exactly was the pre-Obamacare alternative?  Ditch insurance and if you get sick or injured seek medical care and then flee the country?  If you need an operation, go to Costa Rica and pay cash so it won't show up as a pre-existing condition when you can afford insurance?  How about from now on before anybody who wants to be taken seriously complains about Obamacare, he/she has to explain how things were better before?

     

     

     

    [/QUOTE]

    If you're going to throw up all over the place the least you can do is clean yourself up. My god man...get it together. You're dismissed..

     

     

     

    [/QUOTE]

    I accept your apology.

     

    [/QUOTE]

    You're drunker than I thought.

     
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