I have five reasons why we lost and I'll assess percentages for each and also a question.
1 - Belicheck's call. (80%) -- That had to be the most idiotic call I have ever seen. Indy had one timeout left. Punt the ting. Then use a contain to the middle of the field, giving them short stuff. From 70 yeards out, they would not have had enough time.
2 - Belicheck's call of timeout (5%) - You can't leave yourself with no opportunity to challenge.
3 - The call for a pass. (3%) Call a run. Exhaust their last timeout. Then, even with that stupid timeout call, the last play would have been after the two minute warning and reviewable.
4 - Maroney: (10%) That fumble at the goal line. Ugh!
5- Refs (2%) A totally bous PI call.
Now for the question: Why did our defense wear out and theirs didn't?