Re: If you were starving and needed a dollar to buy a loaf of bread...
posted at 10/17/2013 7:37 PM EDT
In response to moonslav59's comment:
According to the annual kaiser family foundation employer health benefits survey, average premium for family coverage grew by $2,976 by the end of obama's first term.
Did you read the whole report?
The report says premiums went up 9%, sorry yours went up 40%, but the fact later stated was this...
"Since 2001, family premiums have increased 113 percent, compared with 34 percent for workers’ wages and 27 percent for inflation."
The increase has been about 10% for many years in a row now, under Bush and Obama.
Yes, Obama's promise have rang hollow, but blaming rate increases on Obamacare is hard to prove, since we don't know how much they might have gone up without it.
It's not hard to prove at all. Rates went up because insurance companies were preparing for obamacare.
They knew about Obamacare in 2001, 2002, 2003....?
1. Plans can no longer impose annual or lifetime limits on how much health care coverage people may receive
2. they must offer dependent coverage for young adults until age 26. Shouldn't these adults have jobs? Under obama the recovery is very, very slow. Maybe if the economy was better 26 year olds would have jobs with insurance.
3. unless grandfathered, health plans will aso be required to cover certain preventive care services at no cost. This list goes on...
I never said I liked Obamacare or Obama. I never voted for him.
Who is going to pay for all this?
We've been paying for the unisured all along anyways, but often paying more than needed, because they didn't get treatment until it was too late and more costly.
Who is going to pay for the uninsured. Those of us who have jobs will. Those of us who don't get any breaks on obamacare will. We don't work on the hill and we are not union workers!
You are arguing against a strawman.
If this plan is so great why do our elected officials get a pass? What about unions? The unions, who backed it, want more breaks because they can't afford to insure their members under obamacare. They will have to cut hours so they can have more part time employees.
A friend lost his job due to obama's sequestration. His wife had to go on medicare. She can't find a doctor to take her. Doctors don't want medicare patients because of obamacare.
This is a bad program and the next ten years will prove it.
We'll never know how bad things would have been 10 years from now without Obamacare. We were heading towards a catastophe either way.
That's my point.
My insurance is going up 4% this year. That's the best I've seen in years. I've had to see "in netwrok" doctors for 8 years. I could choose my own, but pay way more and have a higher deductable. That was the same then and now.
I feel bad for people who got squeezed. Your case sounds drastic, and I'd be upset too. I wasn't happy when 6 years ago, my deductable went up from $500 to $1000 and my premium rose the next year by 15%, either. That was under Bush and the first year of Obama. My wife didn't get a raise, because her company said their share of insurance went up so much, that that was her "raise".
No plan is perfect. No system is perfect, but certainly a system where anyone can not get the care they need is not the right system. It should be a basic right of any living person.
My case isn't as uncommon as you may think. I'm in this sinking ship with lots of people.
Right now life is pretty good for you and others but that won't be the case in years to come.
Taxes levied on health insurers ($101.7 billion) drug manufacturers ($34.2 billion), and medical device manufacturers ($29.1 billion) nominally are levied on big corporations. But everyone knows these ultimately will be passed along to consumers in the form of premium increases or high-out of pocket-spending so says the congressional budget office.
Things are going to worsen for you, me and everyone else.
Oliver Wyman, a well-known international consulting fiirm, has estimated the health insurers tax alone is expected to increase premium for single coverage by a minimun of $2,150 over the next 10 years while boosting family premiums by $5,080 during the same period. Even older people on medicare advantage plans, who tend to have lower than average incomes, will see premiums go up by $3,590 over 10 years according to the oliver wyman calclations. The new limits on flex spending and the higher threshold for deductiong medical expenses from one's income tax will hit you in the pockerbook.
The people obama said he wanted to help will shoulder close to 70 percent of obamacar's tax burden.
His own treasury department said obama has put us on a fiscal path that is unsustainable.
We are still in the honeymoon phase right now. The worst is yet to come and you won't get off as easy as you think. I hope I'm wrong, but I don't think I am.
Obama wants a single payer system so this is the first step for him.
I don't know where we would be in ten years without obamacare but I do know the future looks very bleak with obamacare.
Do we really want the IRS in charge of all this? That, for me, is a very scary thought.