Before getting a student loan...

2. Look for federal loans Take advantage of low-interest federal student loans, especially the Stafford Loan . Stafford is not based on credit, and any student who completes the FAFSA (the Free Application for Federal Student Aid) is eligible. If you haven't yet filed the FAFSA, it's not too late. Go to fafsa.gov to complete a free application. Related: 10 tips to filing the FAFSA
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College loan Q&A
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College loan Q&A

Wondering how you're going to pay your college bills this year?
Tom Graf of MEFA was here to take your questions and offer solutions.

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2. Look for federal loans

Take advantage of low-interest federal student loans, especially the Stafford Loan. Stafford is not based on credit, and any student who completes the FAFSA (the Free Application for Federal Student Aid) is eligible. If you haven't yet filed the FAFSA, it's not too late. Go to fafsa.gov to complete a free application.

Related: 10 tips to filing the FAFSA