Stacy Smith, a 22-year-old Boston University English major, is well versed in the language of style. Her double-strand chain necklace by Guess is a nod to "biker chic." Its clasp is ornamented with two dangling strands of leather. Stacy purchased her bikerish sunglasses in New York City's Chinatown ($10).

STACY'S TAKE ON FALL TRENDS: "My main concern is somehow finding the money to buy fall clothes. But it's still so warm out I'm not worried about that right now."