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The Boston Globe OnlineBoston.com Boston Globe Online / Archives
IRAs, 401(k)s and other tax deferred instruments

Can you explain the advantages and disadvantages of the new Roth IRA? 12/08/97

Should retirees convert IRA accounts into Roth IRAs? 5/25/98

At age 62, how should I invest my 401(k) funds to get the maximum gains with the least loss? 6/22/98

Can a 24 year old plan on retiring at 59 1/2 with $1 million if he contributes $2,000 a year to an IRA? 9/14/97

Do I still get a tax deduction if I contribute more than $2,000 to my IRA? 9/01/97

How can I roll over IRA funds after age 70 1/2 without paying taxes? 9/01/97

I'm a 61-year-old professional with $500,000 in IRA funds. I don't want to have to actively manage my money. Whereis the best place to put it? 5/25/97

How should couple save for childrens' college: by decreasing mortgage prepayments or reducing 401(k) contributions? 6/28/98

How much of my 401(k) savings can I use for a first-time home purchase without penalty? 5/04/98

Can a 38-year-old with $195,000 invested in a 401(k) program plan to retire at age 60 with no additional contributions? 2/16/98

What is the best mix to maximize both income and growth from an IRA? 1/19/98

Should a 66-year-old retired investor roll his traditional IRA into a Roth IRA? 12/22/97

Is it better to choose a high growth or high income mutual fund for a Roth IRA? 9/22/97

How much should an investor in his early 50s be putting in his 403(b) account? 8/11/97

I am retired and want to use up my 401(k) money, which has never been taxed. Can I set up $10,000 gifts for young relatives' future education from this money -- without paying tax? 6/16/97

Should a woman in her early 30s go with a Roth or traditional IRA? 1/18/98

Can 36-year-old couple transfer all their current holdings into Roth IRAs? 4/06/98

Which IRA is better for a married couple in their 50s: traditional or Roth? 4/06/98

When converting a traditional IRA to a Roth IRA, are taxes due based on income, or the potentially lower capital gains rate? 3/23/98

Should I invest more in my 401(k) than my employer will match? 12/29/97

Are there any tax consequences from changing investments within a tax-deferred plan? 11/17/97

Is it safe to invest all of our 401(k) money in one mutual fund? 11/02/97

Do shares in a money market mutual fund belong in a 27-year-old's retirement portfolio? 6/22/97

Should a 32-year-old investor roll traditional IRAs worth $6,700 into a Roth IRA? 11/10/97

Should a 43-year-old couple with $140,000 in traditional IRAs convert them to Roth IRAs? 2/09/98

How big a tax bite will I face if I cash in one of my IRAs before I reach the age of 59 1/2? 5/05/97


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