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More young couples say mortgage first, marriage later

Posted by Angel Babbitt Harris  May 1, 2013 02:34 PM

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Beyonce said it best when she sang, "if you liked it than you should have put a ring on it."

However, a recent survey by Coldwell Banker Real Estate reveals that the game has changed. In fact, 1 in 4 married millennials (ages 18-34) purchased their homes before purchasing an engagement ring. For some young couples, buying a home together has become "the new engagement ring," says Robi Ludwig, Coldwell Banker's "lifestyle correspondent" and psychotherapist who assisted with the study.

The tune has changed. Now it sounds more like, "if you like it then you better put a back yard, porch, granite countertops, and finished basement on it."

As with getting married, purchasing a home is a major life event. The happily ever after that we all strive for comes with alot of hard work. Prepare to have honest conversations about finances with your partner before deciding to purchase a home together. For some, that may include admitting to the secret bank account you use for the occasional Nordstrom Rack shopping spree or sharing the details of your debt with the person you're about to spend the rest of your life with.

Another good practice is to set realistic priorities. If it's an uber-chic wedding that you both desire, have it. If it's an ultra-modern, yummy new home, go for it. Keep your eyes on the end result together and it will strengthen your bond.

The Mister and I are getting married first. Our goal is to own a home together before our second wedding anniversary. I've been a lifelong renter. He owns a condo that we both live in now. Life is good and it's about to get a whole lot better! readers, what do you think? Did you purchase your home before getting married or did you wait until after the wedding?

Black Couple Moving into New Home.jpg

Photo Credit: iStock Photo

This blog is not written or edited by or the Boston Globe.
The author is solely responsible for the content.

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About this blog

Angel Babbitt Harris, formerly of the Expertly Engaged blog, is now "Newly Wed" and learning how to navigate life as a happy wife. Angel lives for weekend getaways to Brooklyn with her husband and anything currently playing on Netflix. She works as a Marketing Manager for a non-profit organization in Boston. Need newlywed advice? Have newlywed advice to give? Reach Angel directly at or tweet her at @MrsHarrisTweets.

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