hail storm damage public adjusterThe National Insurance Crime Bureau (NICB) recently reported that insurance claims resulting from hail-storm damage increased 84 percent in 2012 from their 2010 level. In 2010, there were 467,602 hail damage claims filed. That number increased to 689,267 in 2011 and to 861,597 in 2012—an overall increase of 84 percent from 2010 to 2012.

(These hailstones, pictured at left, fell at a farm in central New Hampshire in late June, causing widespread damage to crops. Fortunately, damage to buildings...


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You have just suffered an emotionally upsetting loss to your property—maybe a fire, a flood, wind damage, water damage or another type of disaster. Large or small, you now face the task of preparing and submitting a detailed claim to your insurance carrier, not only because you need to be compensated for your losses, but because it is required by your insurance policy.

For most people, the preparation of an insurance claim is unfamiliar and rough terrain. What does your policy actual cover? Do you...


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Why Hiring A Public Adjuster Immediately After A Loss Can Save Your Claim

Bruce Knowlton, public adjusterThe benefits of hiring a public adjuster (PA) to help document and settle your insurance claim are numerous. Unfortunately, many homeowners and businessowners discover these benefits long after their loss, and often as a result of immense frustration…

• when their claims have been denied by their insurance company

• when the insurance company’s settlement has come in very low, or

• when they have given up even attempting...


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Bruce Knowlton, Public AdjusterWhy Hiring A Public Adjuster Immediately After A Loss Can Save Your Claim

The benefits of hiring a public adjuster (PA) to help document and settle your insura\nce claim are numerous. Unfortunately, many homeowners and businessowners discover the

se benefits long after their loss, and often as a result of immense frustration…

• when their claims have been denied by their insurance company

• when the insurance company’s settlement has come in very low, or

• when they have given up even attempting...


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By Len Theran, SPPA

Ed Markey Len Theran

Len Theran (right) speaks with Congressman Ed Markey about the impact of the Boston bombings and the difficulty Back Bay businesses are having recouping their losses.

A recent article in The Boston Globe entitled, “Boston merchants hope bombing not labeled terrorism,” explains how Copley Square businesses affected by the marathon bombings are on tenterhooks waiting to see if the federal government declares April 15th’s disaster an act of terrorism. The reason: if the bombings...


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With the news that Boston officials are allowing business owners to return to their stores and restaurants in the Copley Square crime scene area, the Boston Globe is reporting that many are not sure what they will encounter upon their return. Unaware of the exact nature of the damage, it is certain that many will have suffered a hefty loss to their property and contents as a result of the two bomb blasts on April 15. 

Along with the clean-up and other work required to re-open, business owners...


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Who Is There To Protect Your Interests When You Have Suffered A Property Loss and Need To File An Insurance Claim?

Hurricane Sandy damageYou have just suffered an emotionally upsetting loss to your home or business. You now face the task of preparing and submitting a complicated claim to your insurance company—a task required by your policy. For most, the preparation of a property damage insurance claim is unfamiliar and rough terrain: depreciation, replacement cost, actual cash value... At times, the list seems endless,...


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Increase in precipitation, number of storms and property damage expected

Regardless of whether global warming is or is not the cause of climate change and the recent extremes in weather we have experienced, one thing is for sure: we can expect to see heavier rainfall, heavier snowfall, an increase in the number of severe storms and a greater potential for property damage.

Several reports have been released over the past few years that outline the trend toward more severe weather. In one report, the...


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A major winter storm is expected to impact the Northeast and New England tomorrow into Saturday. As much as one to two feet of snow is forecast from the New York City metro area to Maine, with localized heavier amounts possible. This, in addition to wind gusts as high as 60-75 mph, will create significant impacts to transportation, power systems and property. Coastal flooding is also possible from Boston northward.

With storms of this magnitude, we often see structural collapse due to excessive...


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When Was The Last Time You Read and Understood Your Insurance Policy That Covers Your Home Or Business? Many people have difficulty understanding the technical language of their insurance policies and the complicated procedures they must follow to comply with the policy’s terms. At the same time, most people don’t realize that insurance company adjusters are trained professionals who represent the interests of the insurance company that employs them. So, who protects your interests when you suffer...


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