Weymouth man convicted of cheating on his auto insurance

By Jillian Jorgensen, Globe Staff

A Weymouth man was convicted today of using a dead person's name to get cheaper motor vehicle insurance from one company and lying about his driving record to another, the state attorney general's office said today.

Christopher A. Falco, 25, was convicted of larceny, perjury and insurance fraud in Norfolk Superior Court. In April 2004, prosecutors said, he used the name of a deceased individual with a good driving record who was eligible for senior citizen discount to get a nearly $2,000 reduction in his car insurance.

After the insurance company discovered the inaccuracies and re-rated the policy to the correct amount, Falco canceled his insurance and applied for a policy from another company, prosecutors said in a statement.

On the second application, Falco failed to disclose his driving record and the money he owed the first company. The insurance companies referred the matter to the Insurance Fraud Bureau, prosecutors said.

Falco was sentenced to serve six months in the Norfolk county jail. The rest of his two-year sentence was suspended.

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