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Concerned about the continuing toll foreclosures are taking on their residents and neighborhoods, Lynn and Lawrence have adopted ordinances requiring banks to engage in face-to-face mediation with homeowners prior to foreclosure.
The new measures put the two cities at the forefront of Massachusetts communities in providing protection for homeowners in the foreclosure process. Springfield adopted similar rules in 2011.
Lynn and Lawrence also adopted the requirement that banks or other responsible parties maintain properties that are in the process or have been foreclosed. Lenders also are required to post a bond to ensure the upkeep of the property.
The new rules in Lynn are part of an overall Homeowners Bill of Rights that was adopted unanimously by the City Council.