Big labor targets undecided retirees

What if you were to look at the McCain health care proposal as an extension of Republican Philosophy, and addressing the need for increased profit margins of the Health Care Insurance Industry, specifically from the point of view of the small business owner who provides group insurance?

If you look at the current state of Health Care Group Coverage for small businesses (that are not self-insured), you will note that the rates paid for Group Coverage are less than rates that are paid for individual coverage plans. You will also note that the Health Care Group Plans offered small business are usually more comprehensive than those offered to individuals (usually because a business advisor will help a small business owner choose a Health Care Plan, while the individual has only himself as an advisor).

What has happened over the past decade or more is that “Underground” Health Care Coverage is being provided by American Small Business owners to friends, relatives, and others who have fallen outside of the system. The Insurance Industry wants to put a stop to this practice.

Here’s how it works (I personally know of several instances.):

• A business owner has a Group Health Insurance Plan, and has say his 45 employees signed up.
• Let’s say his brother, cousin, uncle, and his best friend from college are all self-employed and in need of health care insurance.
• The monthly rates and health plans that the business owner has are much better than any that can be found by the individuals who are out shopping, and they need the coverage for their families.
• The business owner, as someone who cares about the welfare of his community, tells these family and friends that he will put them on his Group Health Insurance Plan if they pay him the monthly rate, and he rolls it up to the Insurance payment.
• So every one benefits, the brother, cousin, uncle, and his best friend all now have lesser expensive, good Group Health Insurance, and the Group Health Insurance plan has grown from 45 (who are paid employees) to 60 (15 people pay the owner for the benefits).
• But, the Insurance Company is profiting less per person because these friends and family who don’t individually qualify for Group Health Insurance are paying a lesser rate than they would if the shooped for individual plans, and the Insurance Industry has no way to monitor if the “employees” in the Plan, and the same as employees who receive paychecks.

Under the McCain Plan the Insurance Industry would in effect be provided with a monitoring system that would ensure that the only persons that would be covered by Employer Based Group Health Insurance Plans would be persons paying income taxes from the business entity that provides the Group Health Insurance, as the tax monies would go directly from the IRS to the Insurance entity.

This plan would probably pop a lot of people out of Group Health Insurance, and into the Individual Health Insurance, which of course provides greater short term profit for the Insurance Industry.

The McCain Health Care plan is not about taxing benefits, and giving tax rebates. That is the smoke screen of the plan.

It seems that the McCain Health Care Plan is set to achieve two specific goals:

1. To set up an Employment Verification system for the Health Care Insurance Industry so that only employees paying taxes from a specific company can be part of that company’s employer based Group Health Insurance.
2. To de-regulate the Health Care Insurance Industry to create maximum profits over the short term, so that the Tax Payers can pony up the monies to rescue that Industry in about 10 years

SO they want their jackbooted thugs telling you how to vote. Unions have outlived their usefulness and are there to make the union upper echelon powerful and rich. Like politicians, they have their own benefits especially made for them. My dad, a die-hard union loyalist, told me before he died at the age of 83 that the unions have outlived their usefulness. Unions should not take your money and use it to support things and people that are against my wishes. Keep unions out of politics.

Some Quick Facts
1)The Socialism is not helping our kids education or trying to keep our citizens a live(improve healthcare) with our taxes. The socialism is Sending our tax money to Arabian Deserts or any other part of word that cost many Americans life and Creates terrorist heaven countries.
If that money was just given to any people in needs in USA , these people would have put back that money in the market, and we would never have Economic` problem now.

2) Obama affiliation with a well respected professor were criticized harshly but, Mccain being on a real terrorist organization board that killed thousands of people in south America is very normal???

3)Palins life are all full of lies and dishonest behaviors comparing to Obamas .They (Mr/mrs Palin) were member of a party that was trying to split USA by taking away Alaska, and surprisingly that never was unpatriotic but Obama belonging black church was very unpatriotic.?

4)Success in Iraq that Mccain is talking about it is a total lie, our tax money that we don’t want to spend for our kids education and our citizens life is handed to Insurgents (the cute name for terrorists who killed most of our troops) in Iraq.
Now we are paying over 50,000 terrorists(insurgents) regular salary of around $500 a month , so that way they will not attack our troops? That is the success Mccain is talking about in Iraq now.

5) The voter fraud story about ACORN was made by GOP , so while media and Democrats pay attention ACORN Republican can do all the frauds they can. They are really good at that, remember last two elections.
I’m shocked how Media, and Democrats are drawn to these republican made stories, such as Joe the PureLier, Ayers, and Acorn etc