Advice for home buyers in 2008

Put a lid on your spending


Pay close attention to how much you spend, especially how much you charge on credit cards. Not only do you never want to max out a credit card, but you should never charge more than 30 percent of your maximum credit limit, or else your credit score will suffer.
(AP Photo)
Put a lid on your spending Pay close attention to how much you spend, especially how much you charge on credit cards. Not only do you never want to max out a credit card, but you should never charge more than 30 percent of your maximum credit limit, or else your credit score will suffer.