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PHOTO GALLERY 
Inside 45 Province
Take a look inside one of the 138 units at Boston's newest downtown luxury high-rise. 
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How much can you afford to spend?
The first step to ownership is to determine your budget and how much you can spend.
Know your credit
It’s important to know what the state of your credit is before you apply for a mortgage since the report and score plays an important role in how much money you’ll be able to borrow.
Getting a mortgage
Monthly gross income, credit, credit history, and the down payment amount are all factors in how much you will qualify for from a lender.
More resources
Links to help you figure out your price range.
Compare rates
Check out local mortgage rates.
Mortgage calculator
Calculate your monthly payments.
MyFico.com
Check out your credit score.
Researching communities
First you want to rank your priorities and what you're looking for in a town. Then see what town fits your needs and price range.
Picking a real estate agent
Choosing the right agent can save you time, effort and aggravation in finding the perfect home at a price you can afford.
Starting the search
You have some ideas about where you want to look, now is the time to see what is on the market.
More resources
More links to help you choose where to buy.
Rating homes (pdf)
Print this checklist and rate the homes you see.
- Also Rating towns (pdf)
2007 MCAS results
See how schools stack up in Bay State towns.
Town websites
Links to community information and town websites.
Making the offer
Whether it's a buyers or sellers market, it's sometimes difficult to know just how much a house is worth and how much to offer on a home.
Inspections 101
A home inspection is a vital part of the home-buying process. Here are 10 things you should know about getting a Mass. inspection.
Closing the deal
Negotiating the right price may be the hard part, but the deal is not entirely done even when the sellers sign on the dotted line.
More resources
Additional useful links for a homebuyer.
Government center
More research links and town info.
Property assessments
Links to assessor databases for Massachusetts towns.
The sales contract
A look at what the document includes.
First-time homebuyer tax credit
The tax credit for isn't so much a credit, but a loan. Know the rules before you claim it. Understanding taxes
Tax considerations for first-time home buyers.
Homeowners insurance
Insurance provides coverage in the event of damage to the property, as well as liability for injuries and damage that might have been caused to other people. |
Your complete moving guide
It's time to pack up your things and move. Here are all the things you'll need to remember during the moving process.
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Busted for failure to disclose
Some of my fellow agents were busted for failure to provide consumers with the lead paint disclosure. As a broker, I complain about paperwork. But...
VIDEO
SPONSORED SECTION
Congratulations Local Realtors® of the Year
See the Realtors® who were recently honored for their outstanding leadership abilities and volunteer efforts in both the Association and their local communities.