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Paying for having a roommate

Posted by Rona Fischman February 4, 2009 02:43 PM

In an effort to recognize renters reading this blog, today we discuss living with roommates. Some people need to stroll way down memory lane to locate their group living experiences. Some find them just around the corner. Some are there now.

I was pretty lucky in my roommate days. I only paid someone else’s rent once, for one month. He was a charming guy (aren’t all dead-beats charming?) who lost his job. Around Thanksgiving he told us he couldn’t pay December rent; we let him stay until the New Year. While he was looking for a new job, he turned into He-Man Suzy Homemaker. He painted, repaired, cleaned, cooked, and didn’t pay rent. He left all manner of debris in his room when he left, but actually improved the property in his last month. There were five of us in the house, so the share of his rent didn’t set anyone back irreparably. We replaced him in January. Did you ever pay someone else’s rent when you lived with roommates?

Janet Portman in Inman News gave some advice for tenants. It makes perfect sense. If you are living with roommates, you should have a written agreement about how the rent and bills are paid. You may have a lease with the landlord which holds each of you wholly responsible for the rent. So, if a roommate flees before paying, it’s all on you.

Ms Portman says you should have a written agreement about notice, payment of rent and payment of utilities. I agree. The biggest problems I had with roommates were over utility costs or housekeeping.

Have you ever had fight like this?
The household filled the oil tank on October 21. Suppose Roommate A moves out October 31. Does that leaving roommate pay for the oil bought just before he/she leaves? Does the new person pay it?

Or this: Who made the long-distance call the Cleveland? Come on... someone made that call! (Isn’t it great that we now use cells and long distance is cheap? That fight wouldn't happen today.)

Or this: in Massachusetts, landlords do not need to provide a refrigerator. How do you share the ownership of the refrigerator among roommates?

Then there’s the question of housekeeping. Disagreements about that are just hopeless…

Sharing the rent is a great way to save money on living expenses. But, it has its drawbacks. What was your experience, mostly good or mostly bad? Do you know anyone who took Ms Portman's idea of having a written agreement?

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5 comments so far...
  1. My worst roommate experience was with a couple of Harvard grads I'd been introduced to. Broken leases. Multiple police calls. Drug sales. And they were both women, though a boyfriend was partly to blame.

    Best was people I met in a bar two days before I needed roomates. A couple of coffees later, and we were off. Worked out very well.

    Written agreements are nice. But one wouldn't have fixed my bad situation. And let's face it, what can you really do--take a roommate to small claims court for an unpaid utility bill? Sure, if you want to get a judgment two years later. And then it's up to you to collect.

    Roommate squabbles are like tenant/landlord disputes. MA pretends to be protective of tenants. But there is effectively no forum to resolve disagreements quickly. So the status quo always favors the deadbeats and bad actors. Good tenants and good landlords and good roommates all get the short end of the stick.

    Posted by Marcus February 4, 09 05:44 PM
  1. Marcus, I disagree about there being no forum to resolve disputes quickly in MA between landlords/tenants. I was a tenant in an apartment, and when we vacated the premises, the landlord tried to stiff us on the security deposit. I filled out the paperwork to take him to court, which admittedly would have taken forever, but the amount was worth it to me. The court contacted both parties and arranged for us to go to court sponsored mediation - basically sitting us down in a room, going over things and seeing if we can come to an agreement. It was quick, productive, and I got my money.
    As for roommate squabbles, I think writing out a contract and having a "chore list", as juvenile as it sounds, is the way to go. That way, your name is on a board telling you to do the dishes, take out the trash, mop, etc. There's no disputing that.
    I would personally never pay a share of someone's rent without them signing something stating that I had paid said amount on said date, and that they would pay me back within x number of days. That way there's no confusion, and no gray area.

    Posted by Liz February 5, 09 04:35 PM
  1. My wife had many apartment mates (all women) during the years before we were married (23 years +). She had just finished college and sharing an apartment (with as many as 3 or 4 others) allowed her to live in nice apartments and locations in Allston and Somerville for a reasonable cost. Food, cooking and other responsibilities were shared. Although not everyone got along all the time, she developed close friendships. We are still in touch with several of these people. It was a very nice time in her life.

    Posted by bostonrunner February 5, 09 07:14 PM
  1. Marcus: A written agreement won't solve all of the potential problems, but it will solve some of them. I'd rather have 3 problems than 5 problems. What we need is a web site that has templates and boilerplates, because no one can think of all the issues that need to be addressed. Making expectations explicit and negotiating them ahead of time does solve at least one significant class of problems.

    Posted by Michael February 5, 09 09:31 PM
  1. Written agreements, chore lists, and any other framework for delineating how people SHOULD behave has no bearing on how they WILL. Let's face it, most people are far too Special to stoop to pulling their own weight. Even the nicest person in the world will bail on the simplest tasks if they know you're averse enough to squalor that you won't let it pile up and start to smell. It's very easy to make it cost more of your effort to get them to do their share than it would take to just do it for them, and slackers know that. That's why most roommate situations are a race to the bottom - "If I can put up with it, I don't have to deal with it." This is the USA, dammit. Effort is for poor folks, women, and fools.

    Posted by Columbine February 5, 09 10:28 PM
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About boston real estate now
Scott Van Voorhis is a freelance writer who specializes in real estate and business issues.
Rona Fischman is a buyer's agent who provides a look at the local housing scene, from basements to attics.
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