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Tuesday, May 1, 2007

State health insurance plans hit the market today

By Alice Dembner, Globe Staff

A state agency today began selling new unsubsidized health insurance policies, some with premiums significantly lower than market prices.

The policies are aimed at about 200,000 people who don't have insurance, who don't qualify for state subsidies, and who are required by state law to buy coverage this year.

Coverage ranges from basic to comprehensive in the four tiers of policies offered. The basic policies have lower premiums but require higher out-of-pocket payments for care. The more comprehensive policies have higher premiums that cover most health costs without additional fees.

Special stripped-down policies are available for young adults, ages 19 to 26.

The coverage, called Commonwealth Choice, is provided by Blue Cross Blue Shield of Massachusetts, Fallon Community Health Plan, Harvard Pilgrim Health Care, Health New England, Neighborhood Health Plan and Tufts Health Plan.

For information, contact the Commonwealth Health Insurance Connector or telephone the call center between 8 a.m. and 6 p.m. Monday through Friday at 1-877-623-6765.

Posted by Karen Weintraub at 01:05 PM
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